It is always a good idea to check online auto insurance quotes before buying a policy. But, you want to make sure you compare these quotes carefully (my friends and I compare car insurance quotes, I’m sure everyone else does too). You also want to consider buying your policy from a local agent rather than buying the policy online directly from the insurer.
The reason for this is that many local agents have a vast understanding of how insurance companies handle claims in your specific area. They also know how to help you get any discounts that you qualify for based on more factors than what an online quote system can pick up on.
It can make sense to use online auto insurance quotes to buy directly from a particular company at certain times. If you have ever had a claim or a problem with paying a previous policy, it might be best for you to buy directly to build your creditworthiness back up with an insurance company.
Search several insurance companies and get about two or three good quotes from those companies using an online form. Once you have an idea of what you can expect to pay based on your car’s make, model and your driving history you can pursue buying a more customized policy directly with the help of a local insurance agent.
You can work over the phone with your agent or meet them in person to finalize all the details of your policy. There are more reasons than you might realize for buying a policy with the help of a knowledgeable agent. These agents can provide you with personalized service and answer any questions that you might have. These agents can also help you understand just how your car insurance policy will work when and if you need to file a claim.